When should I start planning for retirement?

When you’re 64… Given our increasingly ageing population, and just 14% of people prioritising saving for retirement[i], a national pensions crisis seems inevitable. We consider the facts and figures, and provide some top tips to help you on your way to a comfortable retirement. Burying […]

Five facts about retirement in the 21st century

State pensions are becoming less generous. Traditional employer pensions are falling by the wayside. And there are fewer young people to fund the pensions of our ageing population. Our guest contributor Baroness Ros Altmann, CBE and former Minister of State for the Department for Work […]

The European Detox

It is an inescapable fact that the European economic backdrop is as good as it’s been for a long time. What’s more, the European political uncertainties that dominated the news headlines and weighed on markets earlier in the year have largely dissipated. But is the […]

The impact of geopolitical uncertainty in investment markets

Geopolitical uncertainty is at the forefront of investors’ minds right now. First among their concerns is the confrontation between North Korea and the US over Kim Jong-Un’s accelerating nuclear weapons programme. However, there are also continuing rumblings surrounding the UK’s Brexit negotiations, worries over whether […]

Investment Market Update – UK rebound looks fragile

From the UK’s perspective, domestic market conditions appear somewhat choppy. While other equity markets are making all-time highs, led by the S&P 500 in the US, here the FTSE 100 continues to look to break from its recent range (its all-time high was back in […]

Solution for low-risk investors

A solution for low-risk investors

As we step into the second half of 2017 we face continued challenges in generating reasonable returns, for our lower risk investors. Broadly speaking, our position with our low risk clients seeking a return of perhaps c.3.5%, is that diversification is key to performance – […]

Current economic cycle

Will I run out of money? How does cash flow modelling work?

Nero Patel, Senior Wealth Advisor, explains how sensible cash flow modelling can help you to achieve your later-life goals. He presents a relatable case study, demonstrating how a financial planner can make your plans attainable rather than leaving things to chance. When clients come to […]